MAGDAYAO, Jenny Rose; BALINDAN , Victoriano. The Level of Financial Literacy and Its Effect on Personal Finances of Metrobank Employees in General Santos City. International Journal of Education, Research, and Innovation Perspectives, Philippines, v. 2, n. 3, p. 561–574, 2026. DOI: 10.5281/zenodo.18949957. Disponível em: https://ijerip.erio.org.ph/index.php/articles/article/view/235. Acesso em: 23 mar. 2026.