YONG, Christine. E-Wallet Payment Adoption by the Retail Sector in Tabaco City. International Journal of Education, Research, and Innovation Perspectives, Philippines, v. 2, n. 5, p. 210–248, 2026. DOI: 10.5281/zenodo.20056807. Disponível em: https://ijerip.erio.org.ph/index.php/articles/article/view/588. Acesso em: 7 may. 2026.