GULAY, Queenie. Financial Literacy and Management Practices Among Employees of the Local Government Unit of Sagay. International Journal of Education, Research, and Innovation Perspectives, Philippines, v. 2, n. 6, p. 307–314, 2026. DOI: 10.5281/zenodo.20512405. Disponível em: https://ijerip.erio.org.ph/index.php/articles/article/view/876. Acesso em: 3 jun. 2026.