Lucas, Lady Kaela, Ariella Cassidy Añada, Kyla Mae Dela Cruz, John Reynald Loza, Andrea Nicole Pabinguit, Kyla Krisha Gerella, Joyce Carolino, et al. “The Effects of Financial Literacy and Spending Behavior on Financial Well-Being of Accounting Information Systems Graduates (Valenzuela City): A Quantitative Study”. International Journal of Education, Research, and Innovation Perspectives 2, no. 5 (May 9, 2026): 343–366. Accessed May 11, 2026. https://ijerip.erio.org.ph/index.php/articles/article/view/603.